Here's How Google Pay Users Can Use NFC To Make UPI Payments

Google Pay is introducing a new feature that will allow consumers to boost their mobile payment experience by allowing them to make UPI payments using Near Field Communication (NFC).

Users must connect credit and debit cards to Google Pay, according to Android Police. Google Pay helps users to make touchless purchases using their smartphones after registering. Here's what we know about NFC payments so far.

NFC stands for Near Field Communications.

The backend infrastructure that allows contactless card payments is known as NFC. After you allow NFC, you'll get a digital card (with a wireless symbol) that you can use to accept payment by tapping it on a POS terminal.

How to See if Your Phone Is NFC Compatible

You must ensure that your system is capable of handling NFC transactions before using the NFC feature.

• On your Android smartphone, go to Settings.
• Check for 'NFC' in the search settings bar.
• Switch on NFC by tapping it.
• If you can't find NFC, you won't be able to make contactless payments using your account.

How to Use NFC to Make Payments

To use Google Pay to make a charge using NFC. The new card payment option would need to be set up.

According to Android Police, only Axis Bank credit/debit cards and SBI credit cards are officially supported.

• Open Google Pay
• Select 'Add Payment' from the drop-down menu.
• Select 'Add Card to Google Pay from the drop-down menu.
• After you've entered your credit/debit card details, you'll be asked to enter an OTP that was sent to your phone.
• Now, press your phone on the payment terminal to complete the transaction (currently only Pine Lab terminals are supported).
• The Google Pay app will immediately launch.
• Confirm the payment number and tap ‘Proceed.'

NFC Payments on Google Pay: How Safe Are They?

To stop revealing the actual information during withdrawals, Google Pay will tokenize users' confidential card numbers. Locally, these identifiers can be saved.

Users would have to set up their cards every time their handset is reset or replaced. This is a small price to pay in exchange for the secrecy and protection of your bank account.